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Checking: Next Steps

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Our most flexible checking option. This account is all about freedom. Free unlimited check writing, free eStatements, and a free VISA debit card for quick access to your cash worldwide. And best of all? No minimum balance.

Learn about the benefits of membership »
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eChecking

Like to do business online? This is the perfect account for you. Like Free Checking, there's no minimum balance, unlimited check writing and a free VISA debit card. And when you sign up for Direct Deposit and eStatements, you also get FREE online Bill Pay! 

Regular Checking

Looking to earn dividends on your checking? This account is great for members who don't mind keeping a little extra in their checking account. Unlimited check writing and no monthly fee means you get the best value for your money.

Investment Checking

Our highest-earning checking account. Investment checking requires a higher minimum balance and pays substantially higher dividends than our regular checking account.

Free Checking

eChecking

Regular Checking

Investment Checking

Ideal for

Members who like things simple, flexible and free.

Members who like to do business online, on your schedule.

Members who keep more than $100 in checking and would like to earn dividends.

Members who want a higher rate of return on your balance of $1,000 or more and quick access to cash at any time.

VISA debit card – use anywhere VISA is accepted and at over 25,000 fee-free ATMs nationwide

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Unlimited check writing

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Minimum balance

None

None

$100.00

$1,000.00

Free online Home Banking

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Free eStatements

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Required

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Electronic Bill Pay

Free with eStatement enrollment and at least quarterly use, or $10.00/month

FREE

Free with eStatement enrollment and at least quarterly use, or $10.00/month

Free with eStatement enrollment and at least quarterly use, or $10.00/month

Earns dividends

See rates >>

No

No

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Conditions & fees

No monthly fee.

No monthly fee. Must enroll in eStatements and Direct Deposit to qualify.

No monthly fee. Subject to $7.00/month low balance fee if balance falls below minimum.

No monthly fee. Subject to $10.00/month low balance fee if balance falls below minimum.


yucca Simplify your accounts
Use our easy online tool to switch your checking to GCU »
phone Find ATMs with your mobile phone
Text your location to 692667 (MYCOOP) for the closest fee-free ATM.

You are invited to join if you live or work in Santa Fe, San Miguel, Mora, Rio Arriba, Torrance, or Taos County

Links that open in a new browser window are opening a third-party website. Guadalupe Credit Union is not responsible for the content of the linked website and does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies of the linked website may differ from those practiced by Guadalupe Credit Union.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Privacy Notice

Truth-in-Savings Disclosure