Savings Accounts
This account serves as your primary KECU account and is required for membership. This account must be opened with a minimum of $5.00

• Earn dividends on the average daily balance
• Dividends are paid quarterly to maximize your return
• Withdrawals are limited to 6 per month.
• ATM cards are available for no surcharge withdrawals from any KECU or Alliance One ATM
• Make deposit in person, by mail, ACH, EFT, direct deposit, or take advantage of payroll deduction
• Shared Branch available to provide cash withdrawals

Money Market Savings Account
Earn higher dividends without locking up your money.

• Earn a higher rate than a regular KECU Share Account
• Minimum $2,500 deposit required for individuals
• Withdraw from the account up to 6 times per month with no penalty
• Dividends are paid monthly to maximize your return
• Make deposit in person, by mail, ACH, EFT, direct deposit, or take advantage of payroll deduction

Kids Club
Join the Club : Open your Kids Club Account today and invest in the future of your child.  By teaching your children consistent savings habits at an early age, you'll be giving them a gift that will pay them dividends for a lifetime.  while the kids club will teach your child the value of saving, it will also address other issues they will face in their lives like fire safety, the environment, and saying no to drugs.  Your Credit Union is committed to protecting and educating children and the Kids Club is an effective way to share some important messages.

Holiday Club
Open a holiday club account and save throughout the year so you won't need to use credit cards or take out a loan to pay for holiday expenses.

• Earns interest on the average daily balance
• Funds are deposited into your primary KECU savings account in October
• Make deposits in person, by mail, ACH, EFT, direct deposit, or take advantage of payroll deduction

Vacation Club
Open a vacation club account and save throughout the year so you won't have to use credit cards or need a loan to pay for that dream vacation.

• Earns interest on the average daily balance
• Funds are deposited into your primary KECU savings account in May
• Make deposits in person, by mail, ACH, EFT, direct deposit, or take advantage of payroll deduction

Individual Retirement Account (IRA) Savings
Invest in our IRA savings and accumulate money for retirement by making deposits into this account.

• Traditional, Roth, and Education are available
• Earns the same rate as our share savings account
• Subject to all IRA guidelines
• Penalty for unscheduled withdrawals
• Make deposits in person, by mail, ACH, EFT, direct deposit, or take advantage of payroll deduction